Now accepting new clients in Utah, Idaho, and Wyoming. Check availability →
See the true cost of speech therapy, including the hidden costs most families overlook. Compare private pay vs insurance and find out how much you could save.
Adjust the sliders to match your situation and see your personalized comparison
Standard is 1x/week (4/month)
Used to calculate opportunity cost of travel and waiting time
Many families wait weeks or months for a pediatric SLP. Enter the wait you were quoted.
Check availability and book a free consultation
Quick answers about speech therapy costs
Without insurance, in-person speech therapy often costs about $100 to $250 per session, depending on where you live and how long the session is. At Articulink, standard 20-minute sessions are $75 ($65-70 with session packs) and extended 50-minute sessions are $150 ($130-140 with packs), with a $99 initial evaluation.
Private pay speech therapy is often worth it because you avoid waitlists (in an international survey, most pediatric SLPs reported having one), skip insurance authorization delays, and your therapist makes treatment decisions, not an insurance company. Many families find private pay costs similar to high-deductible insurance when factoring in deductibles, copays, and claim denials.
Pediatric speech therapy costs vary based on frequency. With weekly sessions (standard for most children), in-person therapy at about $100 to $250 a session comes to roughly $400 to $1,000 a month. Online speech therapy through Articulink costs $260/month for standard sessions (4 sessions at $65/credit with 8-pack) or $520/month for extended sessions.
What most families don't consider when choosing a provider
Many families wait weeks or months to start with a pediatric SLP. During that time, your child isn't getting help, and therapy for young children works best when it starts early.
Sources: J Commun Disord (2021), Roberts & Kaiser, AJSLP (2011)
A 30-minute drive each way, plus finding parking and waiting, adds 1-2 hours to every appointment. With weekly sessions, that's 4-8 hours of your time each month, time you could spend with your family or working.
Insurance requires pre-authorizations, progress reports, and ongoing justification. Claims get denied, services get limited, and the insurance company (not your therapist) decides when treatment ends.
With a high-deductible plan, you pay the full session price until you meet your deductible, and in-person sessions often cost about $100 to $250. Private pay can actually cost less.
Source: Constant Therapy
Answers to common questions about therapy costs
Sources: IRS Pub. 502, IRS Pub. 969
Book a free consultation to discuss your child's needs. We'll give you an honest assessment of whether speech therapy is right for your family.
15-minute call. No obligation.
Or call (855) 913-4333